Service details
Who this is for
Early-career professionals in their first to third year of work. Ideal for those navigating new payroll, rent, and pension choices who want a practical, non-judgmental space to ask questions.
A focused programme for new professionals covering take-home pay, taxes, pensions, and emergency funds.
Early-Career Money Confidence
Early employment brings new decisions about take-home pay, tax, pensions, and workplace benefits. This programme explains how Irish tax credits work, what payslips actually show, and how to build an emergency fund that fits your monthly commitments. We also look at pension contributions and employer matching, plus simple frameworks for planning around rent and commuting costs. The goal is a clear plan for your first 12 months of work, with a checklist for reviewing your finances each pay cycle. Sessions are practical, with space for confidential questions about your specific situation. We do not provide financial advice or investment recommendations; the content is educational and designed to support informed choices. It suits professionals in the first 1–3 years of work who want steady, realistic habits. You will leave with a monthly plan, a bill calendar, and a savings target you can track.
What you get
Take-home pay and tax in Ireland
What you get
Pension basics and employer matching
What you get
Emergency fund planning
Service details
What is included
One 2-hour session plus a 45-minute follow-up. Includes a payslip decoder, a tax credit explainer, and a pension contribution worksheet. You also receive a 12-month planning checklist.
Service details
Typical use cases
Starting a first full-time role, adjusting to rent and commuting costs, or preparing for a salary change. Useful for anyone wanting a clear view of where each paycheque goes and how to set realistic savings goals.
Testimonials
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Ready to build practical money skills?
Book a session for your group or organisation in Dublin or Kilkenny. We keep groups select so you get clear answers and a plan you can use. Practical financial literacy for students and early-career professionals